St. Lawrence County homeowners seeking grant money for damages from storms and flooding sustained to Aug. 9-10 storms have until Oct. 7 to submit an application.

The Housing Trust Fund Corporation (HTFC) is making funds available (Program Funds) to assist income eligible homeowners impacted by the storms. The program seeks to offer emergency home repair assistance and/or reimbursement to impacted homeowners who reside in the identified counties.

Funds allocated under this program will be limited to emergency housing repairs necessary to make the home safe, sanitary and habitable.

Non urgent repairs or repairs to ancillary structures will not be funded under this program.

Full applications are now being accepted and will be reviewed in the order they are received, and will be reviewed only once complete. Funding will be committed to eligible homeowners for confirmed eligible repairs on a first come, first served basis until available funds are exhausted. In no case will applications be accepted after October 7.

These funds will be available to homeowners whose primary residence sustained storm damage and for whom home and/or flood insurance coverage or other forms of disaster recovery funds are not sufficient to return the home to safe and habitable condition (“Program”).

HTFC will select not-for-profit organizations and/or local governments to serve as Local Program Administrators (LPAs) to provide program administration for this effort. Once selected and under contract with HTFC, the LPAs will accept applications for assistance from homeowners and complete an eligibility verification process.

The LPA will be required to document that Program Funds will be used for direct disaster-caused damage to the applicants’ primary residence (Primary Residence) which is not covered by any other federal, state, or local recovery program funds. Additionally, they will document what damage is not covered by any third-party insurers to prevent duplication of benefits.

Homeowners may not qualify for a full grant award and in no event will the total grant award to any single applicant exceed $50,000. Homeowners Associations are not eligible entities.

All households up to $157,800 or 150% of County Area Median Income based on household size whichever is greater. Charts by county and family size for AMI can found here:

Income eligibility is determined based on simple gross household income documented for all members of a household. Homeowners must provide supporting documentation including pay stubs, bank statements for employment income or benefits award letters as applicable.

Homeowners will be required to provide documentation to allow the Local Program Administrators to verify eligibility criteria including but not limited to income, ownership of the home, primary residency, insurance coverage and specific storm damage.

Homeowners should prepare by documenting storm damage with clear photographs and retaining invoices for any storm repair work completed for consideration as well as collecting copies of documentation related to each of the other stated eligibility criteria.

For more detailed information, visit https://hcr.ny.gov/system/files/documents/2024/09/rrhr-program-guidelines-2024-09-13.pdf